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Article 22 GDPR | Automated individual decision-making, including profiling
00 – Approved: The transaction has gone through, and the sale is officially complete. All the other codes on this list deal with credit card declined codes (complete with tips on how to troubleshoot them). 01 – Refer to issuer: The transaction was rejected with no reason provided.
The customer's card is expired. Contact your customer and confirm that the correct dates were entered and that there were no mistakes (e.g. 05/11 rather than 05/12).
The error code 00 may not be as serious as other errors or decline codes. The 00 credit card error code indicates a communication error that is often temporary. Simply put, when you receive error code 00, you should view the code as an indication to retry the payment.
A status code of 0 means there was no response and it can happen with any API endpoint. It almost always means something is randomly interfering with the user's connection, like a proxy server / firewall / load balancer / laggy connection / network congestion etc etc.
Merchants who receive a chargeback for a transaction placed with a Visa card may encounter reason code 90, which indicates an improperly processed transaction that the cardholder does not believe they should be responsible for paying.
Visa chargeback reason code 77 falls under the “Point-of-Interaction Error” category. The shorthand description is “Non-Matching Account Number.” This code means that the merchant processed a transaction against an account number that doesn't match any cardholder account number on the issuing bank's master file.
Transaction Not Permitted to Cardholder: What Does it Mean? Error code 58 means the transaction is not permitted to the cardholder. This error code means that the customer's card issuer cannot process the transaction. It also means the customer can't use this credit card for this transaction.
Resolution Steps. The [51] Decline code error means that there are insufficient funds on your credit card to process the payment. To fix this issue, submit your payment using a different credit card or call your credit card issuer (the phone number is usually on the back of your card).
A 00 approval response or a decline response code generated from the credit card processing networks and the customer's issuing credit card bank. This cannot be overridden without contacting the issuing bank or correcting a problem at the processor level.
Generally, a processor response code ( respcode ) beginning with "00" or "000" is a successful authorization request. The respstat response indicates one of the following: A - Approval. B - Temporary processing issue, such as a network error.
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